Loan Programs

 

CONVENTIONAL LOANS

 

These traditional mortgages are popular for a good reason: Stable monthly payments makes it easier to plan your financial future.

Conventional loans are popular as they typically offer favorable terms.

  • Fixed-rate and adjustable-rate options 
  • Wide range of repayment terms
  • Down payments as low as 3%
  • Competitive interest rates
  • Minimum credit score of 620, in most cases
  • Other requirements and conditions apply


 

FHA LOANS

 
Traditional mortgages may not be the best fit for everyone. Government-backed programs like FHA loans have unlocked the doors to millions of American dreams.

FHA loans are an excellent option for first-time homebuyers and those who may not be looking to make a large down payment.

  • Lower credit score requirements
  • Lower down payment of at least 3.5%, in most cases
  • Fixed-rate and adjustable rate options 
  • Other requirements and conditions apply


 

 

VA LOANS

 
Supreme Lending is proud to offer VA loans, serving those who have served and sacrificed so much for our nation to achieve their dreams of homeownership.

VA loans help millions of eligible military Veterans and active-duty personnel purchase or refinance their homes and provide 100% financing.

  • Lower interest rates and closing costs
  • No down payment requirement 
  • No private mortgage insurance required
  • Fixed-rate and adjustable-rate options
  • Available for first-time and repeat homebuyers
  • Variety of eligible VA-approved property types 


 

USDA LOANS


If you prefer country living, this government-backed mortgage program for properties in eligible rural areas may be the right one for you.
 
The U.S. Department of Agriculture (USDA) is best known for supporting farmers and ranchers. But it also helps people buy homes without putting any money down.
  • 100% financing available
  • Lower interest rates
  • Down payments as low as 0%
  • Reduced closing costs
  • Lower credit requirements
  • Gift funds can be accepted


 

renovation LOANS


Ready to upgrade your home? Whether you're planning for a top-to-bottom renovation or smaller rehab projects, our loan programs can help your property reach its full potential.
 
Kitchens and baths. Pools and patios. Roofs and gutters. Attics and basements. Renovation loans can help you finance your home remodeling or repair projects.
  • Primary residences and investment properties
  • Lower credit requirements
  • Indoor or outdoor improvements
  • Purchase or refinance options available


 

condo LOANS


Ready to upgrade your home? Whether you're planning for a top-to-bottom renovation or smaller rehab projects, our loan programs can help your property reach its full potential.
 
Kitchens and baths. Pools and patios. Roofs and gutters. Attics and basements. Renovation loans can help you finance your home remodeling or repair projects.
  • Primary residences and investment properties
  • Lower credit requirements
  • Indoor or outdoor improvements
  • Purchase or refinance options available